First time in India Capgate Consultants Private Limited brings you a facility of Loan advisor.As an independent loan advisor we give you door step service. we work on your behalf and negotiate with different financial institutions and get you the best deal possible at a very nominal charge. we suggest you the best loan and best bank in terms of interest and facilities. we help you in doing documentation and smooth processing.
Debt syndication covers both; the fund based as well as the non-fund based services. Capgate, over the time have developed special techniques for debt syndication, which provides our clients best deal from the market with in the time frame, which is legitimate. Under Debt Solutions, our service includes:
- Loan Against Property
- Unsecured Business Loan
- Lease Rental Discounting
- Project Funding/Term Loan/ECB.
- Working Capital (Fund and Non Fund Base)
- Machinery loan
- Loan Against Shares
- Private Equity
- Corporate Debt Management
- Factoring
Loan Against Property
loan against property also known as mortgage loan is on your existing property/ properties and the funds can be used for your business as well as any other personal use on the basis of your repayment capabilities.
Unsecured Business Loan
We arrange Unsecured business loan for business houses that wish to take funding but do not have proper collateral to offer.
Lease Rental Discounting
LRD is a term loan offered against rental receipts derived from lease contracts with corporate tenants. The loan is provided to the lesser based on the discounted value of the rentals and the underlying property value.
Project Funding/Term Loan/ECB
Project Funding/term loan is a monetary loan that is repaid in regular payments over a set period of time. Term loans usually last between one and ten years. We provide Project Loan/Term Loan for Manufacturers, Builders, Hotel, College, Hospital, and Companies etc. on the basis of their project report.
External Commercial Borrowings (ECB) refer to commercial loans [in the form of bank loans] availed from non-resident lenders with minimum average maturity of 3 years on a low rate of interest.
Working Capital (Fund and Non Fund Base
Working capital (abbreviated WC) is a financial metric, which represents operating liquidity available to a business. Depending on the nature of the facility it has been divided into fund base and non-fund base.Fund base: Cash Credit (CC), Overdraft (OD), packing credit in foreign Currency (PCFC), Buyers Credit (BC) etc.
Non Fund Base:Letter of Credit (LC), Bank guarantee (BG) etc.
Machinery Loan
Those entrepreneurs and business houses that wish to expand their unit and purchase new machines can benefit from Machinery Loan.
Loan Against Shares
We arrange Loan against Shares also known as loan against securities from different banks and NBFCs which is advantageous as it helps you to keep your portfolio intact as well as help you to raise funds against the same portfolio upto 80% of their market value.
Private Equity
Private Equity is an investment in a business venture as a capital partner, providing capital for start-up or expansion. These funds come on a higher rate of return than any other traditional product.
Corporate Debt management
We provide Effective debt management consultancy to out customers. On a very nominal charge we help companies to recover their debts in the market by doing both soft as well as hard recovery.
Factoring
Factoring is a financial transaction whereby a business sells its accounts receivable (i.e., invoices) to a third party (called a factor) at a discount. In “advance” factoring, the factor provides financing to the seller of the accounts in the form of a cash “advance,” often 70-85% of the purchase price of the accounts, with the balance of the purchase price being paid, net of the factor’s discount fee (commission) and other charges, upon collection from the account client.